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You’re required by law to carry auto insurance, so you may not think it makes a difference if you get it from a talking lizard, a comedic spokesperson or a locally-owned insurance provider, right? While most insurance products are similar in price and overall function, insurance providers are very different when it comes to structuring a policy that actually properly covers you.
Your building owner’s insurance will cover all the damage “outside your walls”, while everything inside is yours to cover whether it’s fire or theft. Purchasing a renter’s insurance policy will cover the cost to replace your lost items and even if someone hurts themselves while they are in your home. Nearly two-thirds of the 81 million people who rent their homes are uninsured for their content or any liability arising out of their tenancy…don’t be a statistic!
RV Insurance is like two policies in one, protecting your vehicle like car insurance would and also protecting your living area like home insurance. Insurance for motor homes is specially designed to protect people who travel, and because it’s a larger vehicle than most others on the road, you should have greater liability coverage than standard auto insurance. There are many options to consider including classification of your vehicle – A, B or C – as well as other criteria.